As a first time buyer, I really value the time and effort taken by James to really look after my purchasing decision. No question is too troublesome for him and he is super efficient! James at Embrace Financial Services is simply superb. From the moment we spoke, he listened, then asked all the right questions, which eventually led to me locating the right property. He has helped me to understand my lifestyle choices through the property buying, as a result, I feel much more confident about the flat buying process as well as my financial security and wellbeing. Thank you Embrace FS, and in particular, James, for making a long-held dream a reality!