Avoid the Ringley valuation surveyor for HMO valuation like a plague. The commercial valuation surveyor purposely down value the property. It's a huge waste of the valuation fee and all the efforts we went through with the lender. The surveyor chose the furthest away sold HMO as comparable. The comparable she chose is 13.2 miles away in North London while my property is in South London. The surveyor purposely ignored the best sold HMO comparable in her 5 HMO list as it will justify my own valuation. The best HMO comparable is the closest to my property, in a worse condition than my property and sold at much higher price than my valuation. In fact I just had a HMO valuation for another property which is smaller than this one and in the similar area, the valuation was much higher than Ringley's valuation. The Ringley's commercial valuation is actually lower than a standard brick and mortar valuation. A complete waste of money if you think yield based commercial HMO valuation should have higher value. A few other comments: It took two weeks to book the valuation. Then waited over two weeks for the valuation report. The worst is the valuation fee is 2k+, extremely expensive. We chose Ringley because of good Google reviews. However these reviews are generally for the letting business not for the valuation. Below is to reply the Ringley's reply We raised the complaint and the valuation challenge to the lend on 8th Apr 2024. Still waiting for reply as now 12th Apr