I had an appointment at Thomas Morris in Ramsey to see Sarah Mercer from Embrace Financial Services. Sarah took care of my mortgage application and I have been blown away by the outstanding service I received. Sarah has been exceptional from start to finish, professional, very knowledgeable, reliable, efficient. She always replied to me within 24 hours and had answers to all my questions. She always made herself available and was very supportive and helpful. I can't recommend Sarah enough, brilliant service! . Thank you again Sarah!